13.1 كتاب تفاعلي مع اختبار - أساسيات الاستثمار

أهداف تعلم الدرس:

  • Why Invest – Explain how investing can create نمو (price increases) and دخل (dividends or interest) to build wealth over time.

  • Investment Options - تحديد الأشياء المشتركة asset types—stocks, bonds, CDs, mutual funds, and real estate—and recognize their basic مستويات المخاطر.

  • Risk, Reward & Diversification – Understand the link between higher potential returns and higher risk, and how تنويع lowers overall danger.

Market Forces & Planning – See how supply and demand, taxes, inflation, and historic events influence prices, and learn to craft a simple الخطة الاستثمارية that fits goals and timelines.

معلومات الدرس الرئيسية:

  • Invest for Growth or Income – You earn from مكاسب رأس المال (selling for more) or أرباح/فوائد (regular payments); smart investors aim for both.

  • Match Risk to You – Assets range from safe الأقراص المضغوطة to volatile stocks and crypto; choose based on your تحمل المخاطر and goal length.

  • Diversify, Don’t Gamble – Spreading money across different الاستثمارات cuts losses if one asset falls, unlike gambling, which relies on chance.

  • Start Early & Stay Informed – Time, compound earnings, and awareness of history and market trends turn small, consistent contributions into long-term wealth.

اترك تعليقا