نموذج Excel: حاسبة تأثير سعر الفائدة المالية
عنوان: حاسبة تأثير سعر الفائدة المالية
وصف:
This spreadsheet is designed to analyze the impact of varying interest rates on loans and investments. It includes sections for setting up the calculation parameters, recording loan details, and summarizing the impact of interest rate changes.
- يثبت: Initial configuration of the spreadsheet to define frequency and periods per year.
- سجل القروض: Detailed recording of each loan’s ID, borrower name, loan date, amount, interest rate, years to pay, frequency, number of periods, and number of payments made.
- Interest Rate Impact Summary: A summary view of how different interest rates affect total payments and overall loan costs.
- يثبت:
- Ensure all initial configurations are correct before inputting data.
- Regularly update the frequency and periods per year as needed.
- سجل القروض:
- Accurately record each loan’s details to ensure precise impact analysis.
- Review loan details regularly to maintain accuracy.
- Interest Rate Impact Summary:
- Monitor the summary to understand the impact of interest rate changes on total payments.
- Use the summary to make informed decisions about loan management and refinancing options.
مصدر: حاسبة مخصصة

انقر على الرمز التالي لفتح عارض المصنف الكامل في علامة تبويب جديدة، مما يسمح لك بتحريره وحفظه بسهولة.

انقر على الرمز التالي لتنزيل جدول البيانات، مما يسمح لك بحفظ الملف على جهاز الكمبيوتر الخاص بك مع التعديلات.
مثال تفصيلي لاستخدام جدول البيانات: المهام التي يجب على المستخدم إكمالها:
- قسم الإعداد:
- Define the frequency and periods per year.
- Example values: Frequency – Monthly, Periods Per Year – 12.
- Example values: Frequency – Monthly, Periods Per Year – 12.
- Define the frequency and periods per year.
- سجل القروض:
- Enter details for each loan, including loan ID, borrower name, loan date, amount, interest rate, years to pay, frequency, number of periods, and number of payments made.
- قيم المثال:
- Loan ID: LID-001, Borrower Name: John Doe, Loan Date: 4-Jan-2024, Loan Amount: $50,000, Interest Rate: 10%, Years to Pay: 3, Frequency: Annual, Number of Periods: 3, Number of Payments Made: 3.
- Loan ID: LID-001, Borrower Name: John Doe, Loan Date: 4-Jan-2024, Loan Amount: $50,000, Interest Rate: 10%, Years to Pay: 3, Frequency: Annual, Number of Periods: 3, Number of Payments Made: 3.
- قيم المثال:
- Enter details for each loan, including loan ID, borrower name, loan date, amount, interest rate, years to pay, frequency, number of periods, and number of payments made.
- Interest Rate Impact Summary:
- Review the summary of total payments and overall loan costs at different interest rates.
- قيم المثال:
- Total Payments: $16,279.38 at 10%, $20,125.72 at 15%, $21,605.92 at 20%.
- Total Payments: $16,279.38 at 10%, $20,125.72 at 15%, $21,605.92 at 20%.
- قيم المثال:
- Review the summary of total payments and overall loan costs at different interest rates.
This spreadsheet consolidates all information related to interest rate impacts in one place, making it easier to monitor and analyze the effects of interest rate changes on loans. By providing a clear view of loan details and impact summaries, it helps users make informed decisions to optimize their loan management strategy.
مصدر: جدول بيانات مخصص
The Finance Interest Rate Impact Calculator is an invaluable tool for analyzing and understanding the financial implications of interest rate changes on loans. By providing a detailed and organized approach to recording and analyzing loan data, it helps users achieve financial stability and make informed decisions about their loan management strategy. Regular updates and reviews ensure that the strategy remains aligned with changing financial conditions and goals.