16.1 Timeline – Compound Growth Over Time

Lesson Learning Objectives:

  • Compounding – See how earning interest on interest turns a small deposit into a much larger sum over time.

  • Start Early – Understand why time in the market matters more than how much you invest each year.

  • Regular Investing – Learn how consistent contributions and dollar-cost averaging smooth out risk and accelerate growth.

  • Simple vs Compound Interest – Compare simple interest (flat growth) with compound interest (exponential growth) using real-life examples.

Key Lesson Information:

  • Interest on Interest – Compounding lets your interest earn its own interest, creating exponential growth.

  • Time Is Power – Beginning sooner means more years for compounding, often doubling results versus starting late.

  • Pay Yourself First – Automate savings so regular deposits can compound quietly in the background.

  • Consistent & Calm – Use dollar-cost averaging to invest steadily, reduce risk, and keep your money snowball rolling.



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