Skip to content
Middle School Personal Finance
10.2 Interactive Book Quiz – Savings Habits
Chapter 10 storybook
Chapter 11: How Banks Help You Save
11.1 Image Hotspot – Explore a Bank’s Services
Chapter 12: How Interest Helps You Save More Money
Chapter 12 storybook
12.1 Interactive Book with Quiz – Understanding Interest
Chapter 13: What Is Investing and Why Do People Do It?
13.1 Interactive Book with Quiz – Investing Fundamentals
Chapter 15: Investing in Groups – Mutual Funds and ETFs
14.1 Drag and Drop – Match Investment Types to Characteristics
Chapter 16: How Compounding Helps Your Money Grow
15.2 Memory Game – “Investment Terminology Match”
Chapter 17: What Is Credit and How Does It Work?
16.1 Timeline – Compound Growth Over Time
Chapter 18: Loans, Interest, and the True Cost of Borrowing
17.1 Interactive Book with Quiz – Credit 101
Chapter 19: Credit Reports and Borrowing Wisely
18.1 Drag and Drop – Loan Calculation Challenge
Chapter 20: The Dangers of Too Much Debt
19.1 Image Hotspot – Dissect a Credit Report
Chapter 21: Understanding Risk and Financial Loss
20.2 Drag and Drop – Identify Debt Warning Signs
Chapter 22: How Insurance Protects You
21.1 Interactive Book with Quiz – Risk Assessment in Finance
Chapter 23: Making Smart Insurance Decisions
22.1 Image Hotspot – Explore Insurance Coverage Options
Chapter 24: Understanding Warranties and Consumer Protection
23.1 Branching Scenario – Insurance Decision Simulator
Chapter 25: Protecting Your Identity and Finances
24.1 Drag and Drop – Match Warranty Types and Protections
25.2 Memory Game – Security Terms Match
Personal Finance Middle School Exam
2 of 2
Previous Lesson
Next Lesson
16.1 Timeline – Compound Growth Over Time
Middle School Personal Finance
16.1 Timeline – Compound Growth Over Time
Lesson Learning Objectives:
Compounding
– See how earning
interest on interest
turns a small deposit into a much larger sum over time.
Start Early
– Understand why
time in the market
matters more than how much you invest each year.
Regular Investing
– Learn how
consistent contributions
and
dollar-cost averaging
smooth out risk and accelerate growth.
Simple vs Compound Interest
– Compare
simple interest
(flat growth) with
compound interest
(exponential growth) using real-life examples.
Key Lesson Information:
Interest on Interest
– Compounding lets your
interest earn its own interest
, creating exponential growth.
Time Is Power
– Beginning sooner means
more years for compounding
, often doubling results versus starting late.
Pay Yourself First
– Automate savings so regular deposits can
compound
quietly in the background.
Consistent & Calm
– Use
dollar-cost averaging
to invest steadily, reduce risk, and keep your money snowball rolling.
Previous Lesson
Back to Course
Next Lesson
Post a comment
Leave a Comment
Cancel reply
You must be
logged in
to post a comment.
X
Welcome to
0
×
EN
PT
SW
ML
AR
ZH
ES
EL
ES_ES
FR
HI
IT
JA
KO
PT_PT
PL
DE
LT
UK
KA
DE_AT
NB
NN
EN