Identity Theft Basics – Know what identity theft is, how thieves steal personal data, and why even small leaks (birthday, school name) matter.
Prevention Habits – Practice strong passwords, 2-factor authentication, shredding mail, and safe public-Wi-Fi habits to block common attacks.
Digital Footprint Awareness – Recognize that both active posts and passive clicks/searches build a trail companies (and scammers) can track.
Action Steps After a Breach – Learn to freeze accounts, file FTC reports, and save evidence to limit damage and start recovery.
Financial Health & Fairness – Track assets vs. debts to watch net worth, talk openly about money values, and understand fair-lending rights that protect all borrowers.
Key Lesson Information:
Strong Defenses – Unique passwords, 2FA, and shredding documents stop most identity-theft attempts before they start.
Digital Footprint Counts – Everything online—posts and clicks—creates data that can be used for ads or scams; share wisely.
Act Fast on Fraud – Freeze cards, alert banks, and file at IdentityTheft.gov immediately to cap losses.
Know Your Numbers – Tracking net worth and using budgeting apps help you spot unusual charges and stay on financial course.
Money Talks Matter – Open conversations about spending goals, fair pay, and discrimination build understanding and protect everyone’s financial future.