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Middle School Personal Finance
Chapter 1: Careers and Income Potential
Lesson
Lesson
1.1 Branching Scenario – Explore Diverse Career Paths
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1.1 Branching Scenario – Explore Diverse Career Paths
1 Quiz
test
1.2 Drag and Drop – Match Careers to Income Brackets
Chapter 2: Building Skills and Human Capital
Chap 1 Storybook
Chapter 3: Understanding Paychecks, Taxes, and Benefits
2.1 Drag and Drop – Link Key Skills to Job Roles
3.1 Image Hotspot – Breakdown of a Paycheck
Chapter 4: Taxes and Government Assistance
Chapter 3 Storybook
Chapter 5: Entrepreneurship and the Gig Economy
4.1 Interactive Book with Quiz – Understanding Taxes & Assistance
Chapter 5 storybook
Chapter 6: How to Make a Budget and Save Money
5.1 Branching Scenario – Deciding Your Path in Entrepreneurship and Gig Work
6.1 Interactive Book with Quiz – Budgeting Basics
Chapter 7: Smart Shopping – Making Good Buying Choices
6.2 Drag and Drop – Build Your Monthly Budget
7.1 Drag and Drop – Smart Shopping Decision Game
Chapter 8: How to Tell If a Product or Service Is Worth It
Chapter 7 Storybook
8.1 Interactive Book with Quiz – Evaluating Value
Chapter 9: Choosing the Best Way to Pay
Chapter 8 storybook
9.1 Branching Scenario – Payment Method Decision
Chapter 10: Why People Save Money
9.2 Drag and Drop – Match Payment Methods to Scenarios
10.1 Interactive Timeline – Journey to Savings
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7.1 Drag and Drop – Smart Shopping Decision Game
Middle School Personal Finance
7.1 Drag and Drop – Smart Shopping Decision Game
Lesson Learning Objectives:
Smart Shopping
– Ask the right
questions about price, quality, reviews, and hype
before you spend money.
Compare Sources
– Use
manufacturer info, retail prices, and customer reviews
together to judge real value.
Wants vs. Needs
– Apply
opportunity cost
thinking to decide whether a purchase fits your goals or budget.
Hidden Costs
– Spot
shipping, taxes, and extra fees
so the “cheapest” option is truly the best deal.
Key Lesson Information:
Think Before Buying
– Pausing to evaluate
price, quality, and alternatives
prevents regret later.
Research & Reviews
– Checking
multiple sources and verified reviews
exposes fake claims and poor products.
Verify Claims
– Trust
manuals, specs, and return policies
over flashy ads; if it sounds too good, investigate.
Total Cost Counts
– Always add
hidden costs
to see the real price, and choose the option that maximizes long-term value.
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