Modèle Excel : Tableau d'amortissement hypothécaire
Titre: Mortgage Amortization Schedule
Description:
This spreadsheet is designed to help homeowners track and manage their mortgage payments over the life of the loan. It includes sections for loan details, a detailed payment schedule, and a summary of the loan’s progress.
- Loan Details: Enter key information about the loan, such as loan amount, interest rate, loan term, start date, and monthly payment amount.
- Amortization Schedule: A comprehensive table that breaks down each payment into principal and interest components and tracks the remaining loan balance over time.
- Summary: Provides an overview of total payments, total interest paid, and remaining balance.
- Loan Details:
- Ensure all loan details are entered accurately to generate a correct amortization schedule.
- Regularly update the details if there are any changes in loan terms or interest rates.
- Amortization Schedule:
- Review each row to see how much of each payment goes toward principal and interest.
- Use this schedule to plan for future payments and understand the impact of extra payments.
- Summary:
- Use the summary to monitor the overall progress of the loan.
- Keep an eye on the total interest paid to assess the cost of the loan over its term.
Source: Custom Calculator
Click the following icon to open the full workbook viewer in a new tab, allowing you to easily edit and save.
Click the following icon to download the spreadsheet, allowing you to save the file on your computer along with edits.
Detailed example of using Spreadsheet: Tasks for user to complete:
- Loan Details Section:
- Enter the loan amount, interest rate, loan term, start date, and monthly payment amount.
- Example values: Loan Amount – $350,000, Interest Rate – 1%, Loan Term – 2 Years, Start Date – March 14, 2024, Monthly Payment – $12,500.
- Example values: Loan Amount – $350,000, Interest Rate – 1%, Loan Term – 2 Years, Start Date – March 14, 2024, Monthly Payment – $12,500.
- Enter the loan amount, interest rate, loan term, start date, and monthly payment amount.
- Amortization Schedule:
- Review the schedule for each payment date, including payment amount, principal portion, interest portion, and remaining balance.
- Example values:
- Payment Date: 14-Mar-2024, Payment Amount: $12,500, Principal Portion: $12,500, Interest Portion: $350,000, Remaining Balance: $337,500.
- Payment Date: 14-Apr-2024, Payment Amount: $12,500, Principal Portion: $29,166.67, Interest Portion: $337,500, Remaining Balance: $325,000.
- Example values:
- Review the schedule for each payment date, including payment amount, principal portion, interest portion, and remaining balance.
- Summary:
- Review total interest paid, total payments, and remaining balance.
- Example values:
- Total Payments: $350,000
- Total Interest Paid: $87,500
- Remaining Balance: $0
- Example values:
- Review total interest paid, total payments, and remaining balance.
This spreadsheet provides a clear and organized way to track mortgage payments, helping homeowners stay on top of their loan. It helps users see how each payment affects the loan balance and interest over time, making it easier to plan finances and potentially save money by making extra payments.
Source: Custom Spreadsheet
The Mortgage Amortization Schedule is an essential tool for managing and understanding mortgage payments. By providing a detailed and organized approach to recording and analyzing mortgage data, it helps users achieve financial stability and make informed decisions about their mortgage strategy. Regular updates and reviews ensure that the mortgage strategy remains aligned with financial goals and avoids unnecessary costs.
FR 
EN 
PT 
SW 
ML 
AR 
ZH 
ES 
EL 
ES_ES 
HI 
IT 
JA 
KO 
PT_PT 
PL 
DE 
LT 
UK 
KA 
DE_AT 
NB 
NN