10.2 इंटरैक्टिव पुस्तक क्विज़ – बचत की आदतें

पाठ सीखने के उद्देश्य:

  • Reasons to Save – Identify common goals like emergencies, school, big purchases, and future comfort.

  • Goal Timelines – Distinguish short-, mid-, and long-term savings to plan how much and how long to set money aside.

  • Emergency Funds – Explain why an आपातकालीन निधि is a first priority and how it protects against surprise costs.

Growth vs. Erosion – Understand how interest grows savings and how inflation shrinks buying power, guiding where to keep money.

मुख्य पाठ जानकारी:

  • Saving = Options – Putting money away today gives you freedom and control over future choices.

  • Safety Net First – A dedicated आपातकालीन निधि shields you from debt when unexpected bills appear.

  • Make Money Work – Earning दिलचस्पी helps savings outpace मुद्रा स्फ़ीति, so choose accounts that grow your money.

  • Plan & Stick – Set a clear goal, split it into small steps, automate deposits, and adjust as life changes to keep saving on track.

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