12.1 प्रश्नोत्तरी के साथ इंटरैक्टिव पुस्तक – ब्याज को समझना

पाठ सीखने के उद्देश्य:

  • Principal & Interest – Know the principal you deposit and the दिलचस्पी the bank adds, and see how both grow over time.

  • 72 का नियम – Use the simple 72 ÷ interest rate formula to estimate how many years it takes your money to double.

  • Simple vs. Compound Interest – Compare simple interest earned only on the principal with चक्रवृद्धि ब्याज that earns on interest too.

  • Asset Choices & Risk – Identify bank deposits, stocks, bonds, mutual funds, real estate, commodities and match each to its typical risk and reward level.

मुख्य पाठ जानकारी:

  • Higher Interest = Faster Growth – A bigger ब्याज दर lets savings reach goals sooner.

  • Compound Interest Snowballs – Earning interest on interest accelerates growth the longer you save.

  • 72 का नियम – Quick math shows doubling time; e.g., 6 % ≈ 12 years to double.

  • Match Assets to Goals – Balance risk vs. reward by mixing safe bank deposits with higher-return options like stocks or mutual funds.
पिछला Lesson
Course पर वापस जाएँ
अगला Lesson

एक टिप्पणी छोड़ें