13.1 क्विज़ के साथ इंटरैक्टिव पुस्तक – निवेश की बुनियादी बातें
पाठ सीखने के उद्देश्य:
Why Invest – Explain how investing can create growth (price increases) and आय (dividends or interest) to build wealth over time.
Investment Options – Identify common asset types—stocks, bonds, CDs, mutual funds, and real estate—and recognize their basic risk levels.
Risk, Reward & Diversification – Understand the link between higher potential returns and higher risk, and how विविधता lowers overall danger.
Market Forces & Planning – See how supply and demand, taxes, inflation, and historic events influence prices, and learn to craft a simple निवेश योजना that fits goals and timelines.
मुख्य पाठ जानकारी:
Invest for Growth or Income – You earn from capital gains (selling for more) or dividends/interest (regular payments); smart investors aim for both.
Match Risk to You – Assets range from safe CDs to volatile stocks and crypto; choose based on your जोखिम सहनशीलता and goal length.
Diversify, Don’t Gamble – Spreading money across different निवेश cuts losses if one asset falls, unlike gambling, which relies on chance.
Start Early & Stay Informed – Time, compound earnings, and awareness of history and market trends turn small, consistent contributions into long-term wealth.