21.1 प्रश्नोत्तरी के साथ इंटरैक्टिव पुस्तक – वित्त में जोखिम मूल्यांकन

पाठ सीखने के उद्देश्य:

  • Financial Risk – Recognize that unexpected events ( accident, theft, flood, job loss ) can damage your money and goals.

  • Risk Management Tools – Understand the four ways to handle risk: avoid, accept, reduce, transfer (insurance).

  • बीमा की मूल बातें – Learn how premiums, payouts, and different policy types (auto, renters, health, life) share big costs.

Responsible Planning – See how saving, securing belongings, and choosing coverage protect your budget and peace of mind.

मुख्य पाठ जानकारी:

  • Risks Are Real – Surprises like medical bills or identity theft can drain savings if you’re not prepared.

  • Manage, Don’t Ignore – Use avoidance, safety habits, and insurance to keep losses small and affordable.

  • Insurance Fits Needs – Match auto, renters, health, liability, disability, life insurance to what you own and value.

  • Prepared = Protected – Building an emergency fund, securing accounts, and buying the right coverage shields both your wallet and well-being.

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