एक्सेल मॉडल: बंधक दरों की तुलना कैलकुलेटर

शीर्षक: Compare Mortgage Rates Calculator

 विवरण:

 

This spreadsheet helps users compare different mortgage options by calculating the payments and financial implications of each mortgage rate. It includes sections for entering loan details, calculating loan summaries, and a payment schedule.

 

  • Loan Details: Enter loan amount, interest rate, loan term, and payment frequency.
  • Loan Summary: Summarizes total payments, payment per period, and interest cost.
  • Payment Schedule: Breakdown of each payment, including date, payment amount, interest, principal, and remaining loan balance.

 

सलाह/सुझाव:
  • Loan Details:
    • Ensure all loan details are accurately entered before proceeding with calculations.
    • Regularly update the details to reflect the latest interest rates and loan terms.

  • Loan Summary:
    • Review the summary to understand the overall cost of each mortgage option.
    • Use the summary to compare the total payments and interest costs for different mortgage rates.

  • Payment Schedule:
    • Review the payment schedule to understand the distribution of interest and principal payments.
    • Use the schedule to plan for potential changes in monthly payments over time.

स्रोत: कस्टम कैलकुलेटर

पूर्ण कार्यपुस्तिका व्यूअर को एक नए टैब में खोलने के लिए निम्नलिखित आइकन पर क्लिक करें, जिससे आप आसानी से संपादन और सहेज सकेंगे।

स्प्रेडशीट डाउनलोड करने के लिए निम्नलिखित आइकन पर क्लिक करें, जिससे आप संपादन के साथ फ़ाइल को अपने कंप्यूटर पर सहेज सकेंगे।

कैलकुलेटर का उपयोग करने का उदाहरण:

स्प्रेडशीट के उपयोग का विस्तृत उदाहरण: उपयोगकर्ता को पूरा करने हेतु कार्य:

 

  1. Loan Details Section:
    • Enter the loan amount, interest rate, loan term, and payment frequency.
      • Example values: Loan Amount – $100,000, Annual Interest Rate – 9%, Loan Term – 35 years, Payment Frequency – Monthly.

  2. Loan Summary:
    • Review the total payments, payment per period, and interest cost.
      • उदाहरण मान:
        • Total Payments: $329,277.05
        • Payment Per Period: $783.99
        • Interest Cost: $229,277.05

  3. Payment Schedule:
    • Review the payment schedule, including date, payment amount, interest, principal, and remaining loan balance.
      • उदाहरण मान:
        • Date: 1/1/2023, Payment Amount: $783.99, Interest: $750.00, Principal: $33.99, Remaining Loan Balance: $100,000.00
        • Date: 2/1/2023, Payment Amount: $783.99, Interest: $749.75, Principal: $34.25, Remaining Loan Balance: $99,966.01

इंटरैक्टिव कैलकुलेटर क्यों उपयोगी है:

This spreadsheet consolidates all information related to comparing mortgage rates in one place, making it easier to evaluate different mortgage options. By providing a clear view of loan details, payment summaries, and payment schedules, it helps users make informed decisions about their mortgage strategy.

 

स्रोत: कस्टम स्प्रेडशीट

निष्कर्ष:

The Compare Mortgage Rates Calculator is an invaluable tool for evaluating and comparing different mortgage options. By providing a detailed and organized approach to recording and analyzing mortgage data, it helps users achieve financial stability and make informed decisions about their mortgage strategy. Regular updates and reviews ensure that the mortgage strategy remains aligned with changing financial conditions and goals.

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