15.2 मेमोरी गेम – “निवेश शब्दावली मिलान”

पाठ सीखने के उद्देश्य:

  • Group Investing Basics - समझो उसको म्यूचुअल फंड और ईटीएफ let many investors pool money for instant diversification.

  • Fund Mechanics – See how mutual funds are actively managed and priced once daily, while ETFs trade like stocks all day and often track an index.

  • Pros & Cons - पहचान करना lower risk through diversification, professional management, and lower costs versus fees, less control, and taxable gains distributions.

Choosing the Right Fund - के लिए सीख match fund types to risk tolerance and goals, उपयोग online research tools, and consider कर-लाभ वाले खाते for long-term growth.

मुख्य पाठ जानकारी:

  • Diversification Built-In – Both म्यूचुअल फंड और ईटीएफ spread your money across many assets, reducing single-stock risk.

  • Different Features – Mutual funds = active management, one daily price; ETFs = intraday trading, lower fees.

  • Risk Style Matters - चुनना bond funds for conservative, balanced funds for moderate, stock ETFs for aggressive investors.

  • Research & Start Early – Check performance, fees, holdings, उपयोग Roth IRAs or 529s when possible, and let time compound your returns.

पिछला Lesson
Course पर वापस जाएँ
अगला Lesson

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