Excel モデル: 購入またはレンタルの計算

タイトル： Buy or Rent Calculator

 説明：

 

This spreadsheet helps users decide whether to buy or rent a property by comparing the costs and benefits of each option over a specified period. It includes sections for entering assumptions, summarizing costs, and detailed monthly mortgage calculations.

 

  • Assumptions and Summary: Enter key assumptions for renting and buying scenarios, including initial costs, rates, and property details. The summary provides a comparison of the total costs and savings for both scenarios.
  • Monthly Mortgage Calculation: Detailed monthly breakdown of mortgage payments, including principal, interest, maintenance, property tax, insurance, and other expenses.

 

アドバイス/ヒント:
  • Assumptions and Summary:
    • Ensure all assumptions are accurate and reflect your financial situation.
    • Regularly update the assumptions as market conditions change.

  • Monthly Mortgage Calculation:
    • Review the monthly mortgage calculations to understand the distribution of expenses.
    • Use the monthly breakdown to plan your budget and manage cash flow.

 

ソース： カスタム計算機

次のアイコンをクリックすると、新しいタブで完全なワークブック ビューアーが開き、簡単に編集して保存できるようになります。

次のアイコンをクリックするとスプレッドシートがダウンロードされ、編集内容とともにファイルをコンピューターに保存できます。

計算機の使用例:

スプレッドシートの使用の詳細な例: ユーザーが完了するタスク:

 

  1. Assumptions and Summary Section:
    • Enter key assumptions for renting and buying scenarios.
      • Example values: Initial Monthly Rent – $2,100, House Purchase Price – $510,000.

  2. Monthly Mortgage Calculation:
    • Enter details for monthly mortgage payments.
      • 例の値:
        • Mortgage Interest Rate: 3.49%
        • Maintenance %: 1.10%
        • Property Tax %: 0.86%
        • Insurance %: 0.23%
        • House Appreciation: 2.00%

インタラクティブ計算機が便利な理由:

This spreadsheet consolidates all information related to buying and renting in one place, making it easier to compare the financial implications of each option. By providing a clear view of costs and potential savings, it helps users make informed decisions about their housing strategy.

 

ソース： カスタムスプレッドシート

結論：

The Buy or Rent Calculator is an invaluable tool for evaluating the financial implications of buying versus renting a property. By providing a detailed and organized approach to recording and analyzing housing costs, it helps users achieve financial stability and make informed decisions about their housing strategy. Regular updates and reviews ensure that the strategy remains aligned with changing market conditions and financial goals.

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