14.1 드래그 앤 드롭 – 투자 유형을 특성에 맞게 매칭
수업 학습 목표:
- Stocks vs. Bonds – Understand that stocks = ownership in a company while bonds = lending money to a company or government.
- Income vs. Growth – Learn how dividends, coupon interest, and capital gains provide different ways to earn from investments.
- Risk & Reward – Recognize that higher potential returns mean higher risk, and see where mutual funds and ETFs fit on the risk scale.
Goal-Based Choices – Match investments to time horizon, risk tolerance, and personal goals, from short-term safety to long-term growth.
주요 수업 정보:
- Stocks = Ownership, High Upside – They can grow fast but swing wildly; patience and research are key.
- Bonds = Lending, Steady Income – Lower risk and fixed interest make them useful for stability and predictable cash flow.
- Diversification Protects – Mutual funds and ETFs spread money over many assets, lowering the pain if one investment drops.
- Plan Early, Think Long-Term – Choosing the right mix now, based on your risk tolerance and goals, helps build wealth over time.
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