16.1 타임라인 – 시간 경과에 따른 복합 성장

수업 학습 목표:

  • 합성 – See how earning interest on interest turns a small deposit into a much larger sum over time.

  • 일찍 시작하세요 – Understand why time in the market matters more than how much you invest each year.

  • Regular Investing – Learn how consistent contributions 그리고 달러 비용 평균 smooth out risk and accelerate growth.

  • Simple vs Compound Interest – Compare simple interest (flat growth) with 복리 (exponential growth) using real-life examples.

주요 수업 정보:

  • Interest on Interest – Compounding lets your interest earn its own interest, creating exponential growth.

  • Time Is Power – Beginning sooner means more years for compounding, often doubling results versus starting late.

  • 먼저 자신에게 돈을 지불하세요 – Automate savings so regular deposits can compound quietly in the background.

  • Consistent & Calm – Use 달러 비용 평균 to invest steadily, reduce risk, and keep your money snowball rolling.



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