Excel 모델: 고정 지불 상환 일정

 설명:

This spreadsheet is used to create an amortization schedule for loans with fixed payments. It provides a detailed breakdown of each payment, including how much goes toward interest and principal, and tracks the remaining balance over time.

• Loan Details: Enter loan amount, annual interest rate, loan term, and payment frequency.
• 상환 일정: A detailed table showing each payment date, payment amount, principal portion, interest portion, and remaining balance.
• 요약: Provides an overview of total interest paid, total payments, and loan payoff details.