Excel 모델: 은퇴 저축 계산기

 설명:

This spreadsheet helps individuals calculate and plan their retirement savings. It includes sections for personal information, current savings, annual contributions, and the expected rate of return. The template provides a detailed year-by-year breakdown of the projected growth of retirement savings, helping users understand how their investments will grow over time.

• Personal Information:
  • Collects basic details such as current age and retirement age.
    
    
• Current Savings:
  • Details the present value of current savings.
    
    
• Annual Contributions:
  • Tracks yearly contributions to the retirement savings.
    
    
• Expected Rate of Return:
  • Input the annual expected rate of return on investments.
    
    
• Year-by-Year Breakdown:
  • Projects the growth of savings each year, including cumulative payments, interest earned, and total balance.