Excel 모델: 은퇴 기여 계산기

제목: Retirement Contribution Calculator

설명:

This spreadsheet is designed to help employees and employers calculate monthly retirement contributions and project the total savings by retirement age. It includes sections for employee information, monthly deductions from pay, and a detailed month-by-month contribution breakdown.

Employee Information:
- Collects basic details such as employee name, date of birth, designation, start date, and end date.
Monthly Deductions from Pay:
- Details the monthly deductions for insurance, healthcare, and savings.
Month-by-Month Contribution Breakdown:
- Tracks contributions for each month, including the month, date, current pay, monthly contribution, payment per month, start age, end age, and total contributions.

조언/팁:

Employee Information:
- Ensure all personal details are up to date to provide accurate calculations.
Monthly Deductions from Pay:
- Regularly update the deduction amounts to reflect any changes in insurance, healthcare, or savings contributions.
Month-by-Month Contribution Breakdown:
- Review the monthly contributions to understand the progress toward retirement savings goals.

원천: 사용자 정의 계산기

다음 아이콘을 클릭하면 새 탭에서 전체 통합 문서 뷰어가 열려 쉽게 편집하고 저장할 수 있습니다.

다음 아이콘을 클릭하면 스프레드시트를 다운로드할 수 있으며, 편집한 내용을 컴퓨터에 저장할 수 있습니다.

계산기 사용 예:

스프레드시트 사용의 자세한 예: 사용자가 완료해야 할 작업:

Employee Information Section:
- Enter personal details.
  - 예시 값:
    - Employee Name: Mark Law
    - Date of Birth: 01/01/1985
    - Designation: Manager
    - Start Date: 01/01/2015
    - End Date: 01/01/2045
Monthly Deductions from Pay:
- Enter monthly deduction amounts.
  - 예시 값:
    - Insurance: $650.00
    - Health Care: $550.00
    - Savings: $450.00
Month-by-Month Contribution Breakdown:
- Review contributions for each month.
  - 예시 값:
    - January: Date: 01/01/2024, Current Pay: $4,500.00, Monthly Contribution: $1,650.00, Payment Per Month: 2, Start Age: 23, End Age: 55, Total: $2,822,400
    - February: Date: 01/02/2024, Current Pay: $4,500.00, Monthly Contribution: $1,650.00, Payment Per Month: 1, Start Age: 23, End Age: 55, Total: $1,094,400

대화형 계산기가 유용한 이유:

This spreadsheet consolidates all essential information to provide a detailed analysis of retirement contributions. It helps users understand the impact of their monthly deductions on their total retirement savings and plan accordingly.

원천: 사용자 정의 스프레드시트

결론:

The Retirement Contribution Calculator is an essential tool for managing and understanding retirement savings contributions. By providing a detailed and organized approach to tracking monthly contributions and projecting total savings, it helps users ensure financial stability and achieve their retirement goals. Regular updates and reviews ensure that the calculations remain accurate and aligned with current financial conditions.