Praleisti turinį

Europos asmeniniai finansai

1 SKIRSNIS. Įvadas į asmeninius finansus (A dalis)

Vietinis: asmeniniai finansai Europoje

Vietinis: asmeninių finansų viktorina Europoje

Vietinis: asmeninių finansų viktorina Europoje

Pasaulinis: asmeninių finansų supratimas

Pasaulinis: asmeninių finansų viktorina

Įvadas į asmeninius finansus (B dalis)

Vietinis: kainos, pirkimai ir mokėjimai ES

Visuotinis: pagrįstų finansinių sprendimų priėmimas

Pasaulinis: pagrįstų finansinių sprendimų viktorina

2 SKIRSNIS. Finansinis požiūris ir elgsena

Vietinis: vartotojų sprendimų priėmimas ir išlaidų valdymas

Vietinis: vartotojų sprendimų priėmimo ir išlaidų valdymo viktorina

Global: asmeninių ir visuomenės vertybių vaidmuo finansinėje elgsenoje

Pasaulinis: asmeninių ir visuomenės vertybių vaidmuo finansinio elgesio viktorinoje

3 SKIRSNIS. Pajamų ir karjeros pasirinkimas

Vietinis: pajamų valdymas ir karjeros kelių supratimas

Vietinis: Pajamų valdymo ir karjeros kelių supratimo viktorina

Pasaulinis: karjeros pasirinkimas ir pajamų supratimas

Pasaulinis: karjeros ir pajamų supratimo viktorina

4 SKYRIUS

Vietinis: ilgesnio laikotarpio planavimas ir turto kūrimas

Global: Ilgalaikės finansinės strategijos

5 SKIRSNIS. Biudžeto sudarymas ir išlaidų valdymas

Vietinis: biudžeto sudarymo standartai ir geriausia praktika

Vietinis: biudžeto sudarymo standartai ir geriausios praktikos viktorina

Visuotinis: finansinės sėkmės biudžeto sudarymo strategijos

Pasaulinis: finansinės sėkmės biudžeto sudarymo strategijų viktorina

6 SKIRSNIS. Vartotojų sprendimų priėmimas

Vietinis: kredito standartai ir atsakingas skolinimasis

Global: Reklamos ir ekonominių pasirinkimų įtaka

7 SKIRSNIS. Taupymo ir skubios pagalbos fondai

Global: finansinės strategijos skolų valdymui ir skubiam taupymui

Vietinis: skolos ir skolų valdymo standartai

8 SKIRSNIS. Kredito valdymas ir pasekmės

Vietinis: Finansinės rizikos supratimas ir kredito valdymas

Visuotinis: kredito ir paskolos galimybių supratimas

9 SKIRSNIS. Investavimo pagrindai

Vietinis: Investavimo sąvokų ir rizikos valdymo supratimas

Global: Pagrindinės investicijų koncepcijos

1 iš 2

Ankstesnis Lesson

Pasaulinis: pagrįstų finansinių sprendimų viktorina

Europos asmeniniai finansai
Visuotinis: pagrįstų finansinių sprendimų priėmimas
Pasaulinis: pagrįstų finansinių sprendimų viktorina

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Klausimas 1 of 12

1. Klausimas
1 point(s)

Which of the following best describes making informed financial decisions?

Gathering all relevant information and comparing options before making a choice
Teisingai Incorrect Correct answer

Acting on impulse without considering the consequences
Teisingai Incorrect Correct answer

Focusing only on the emotional appeal of an advertisement
Teisingai Incorrect Correct answer

Spending money as quickly as possible without a plan
Teisingai Incorrect Correct answer

Teisingai

Incorrect
Klausimas 2 of 12

2. Klausimas
1 point(s)

Which step is essential before making a large purchase, like a car?

Considering ongoing maintenance, fuel, insurance, and financing costs
Teisingai Incorrect Correct answer

Ignoring additional expenses and focusing only on the purchase price
Teisingai Incorrect Correct answer

Basing the decision solely on an advertisement’s claims
Teisingai Incorrect Correct answer

Waiting for a price increase before deciding
Teisingai Incorrect Correct answer

Teisingai

Incorrect
Klausimas 3 of 12

3. Klausimas
1 point(s)

Financial responsibility involves:

Setting priorities, avoiding unnecessary debt, and practicing disciplined saving
Teisingai Incorrect Correct answer

Spending without considering consequences
Teisingai Incorrect Correct answer

Taking on debt for non-essential luxuries without a plan
Teisingai Incorrect Correct answer

Ignoring emergency funds and long-term goals
Teisingai Incorrect Correct answer

Teisingai

Incorrect
Klausimas 4 of 12

4. Klausimas
1 point(s)

Which of the following is considered “good debt”?

High-interest credit card debt used for a shopping spree
Teisingai Incorrect Correct answer

A payday loan with extremely high fees
Teisingai Incorrect Correct answer

A mortgage that helps build equity over time
Teisingai Incorrect Correct answer

An impulsive purchase financed with a personal loan
Teisingai Incorrect Correct answer

Teisingai

Incorrect
Klausimas 5 of 12

5. Klausimas
1 point(s)

What is the main difference between short-term and long-term financial goals?

Short-term goals require easily accessible funds and are achieved quickly, while long-term goals often involve investments and take more time to reach
Teisingai Incorrect Correct answer

Short-term goals always cost more money than long-term goals
Teisingai Incorrect Correct answer

Long-term goals are completed in a few weeks, while short-term goals take decades
Teisingai Incorrect Correct answer

There is no difference, both short-term and long-term goals are the same
Teisingai Incorrect Correct answer

Teisingai

Incorrect
Klausimas 6 of 12

6. Klausimas
1 point(s)

Paying off high-interest debt first can reduce the total cost of borrowing.

True
Teisingai Incorrect Correct answer

False
Teisingai Incorrect Correct answer

Teisingai

Incorrect
Klausimas 7 of 12

7. Klausimas
1 point(s)

Setting financial priorities includes allocating funds to savings and emergency funds before spending on non-essential items.

True
Teisingai Incorrect Correct answer

False
Teisingai Incorrect Correct answer

Teisingai

Incorrect

Klausimas 8 of 12

8. Klausimas

3 point(s)

Please match the word with its definition.

Sort elements

The value of the next best alternative given up when making a choice
Debt that can increase long-term financial stability, such as a mortgage
High-interest debt that provides no long-term benefit, like credit card debt for unnecessary purchases

Opportunity Cost

Teisingai Incorrect Correct answer

Good Debt

Teisingai Incorrect Correct answer

Bad Debt

Teisingai Incorrect Correct answer

Teisingai

Incorrect

Klausimas 9 of 12

9. Klausimas

3 point(s)

Please match the word with its definition.

Sort elements

A financial objective achievable in under 3 months (e.g., building an emergency fund)
A financial objective achievable in 3-12 months (e.g., paying off credit card debt)
A financial objective that takes more than a year to achieve (e.g., saving for retirement)

Short-Term Goal

Teisingai Incorrect Correct answer

Intermediate Goal

Teisingai Incorrect Correct answer

Long-Term Goal

Teisingai Incorrect Correct answer

Teisingai

Incorrect

Klausimas 10 of 12

10. Klausimas
1 point(s)

Arrange these steps in making an informed financial decision from first (#1) to last (#4). Available choices: Identify your goal / Gather and analyze information / Weigh risks and rewards / Make the final choice

answer is Teisingai is the Correct Answer answer is Incorrect

answer is Teisingai is the Correct Answer answer is Incorrect

answer is Teisingai is the Correct Answer answer is Incorrect

answer is Teisingai is the Correct Answer answer is Incorrect

View Answers:

Teisingai

Incorrect
Klausimas 11 of 12

11. Klausimas
1 point(s)

Arrange these financial responsibilities from highest priority (#1) to lower priority (#4). Available choices: Building an emergency fund / Paying for essential expenses like housing and food / Saving for long-term goals like retirement / Spending on non-essentials (luxuries)

answer is Teisingai is the Correct Answer answer is Incorrect

answer is Teisingai is the Correct Answer answer is Incorrect

answer is Teisingai is the Correct Answer answer is Incorrect

answer is Teisingai is the Correct Answer answer is Incorrect

View Answers:

Teisingai

Incorrect
Klausimas 12 of 12

12. Klausimas
1 point(s)

What is one financial principle you learned that you believe will help you make better long-term financial decisions, and why?

This response will be reviewed and graded after submission.

Grading can be reviewed and adjusted.

Grading can be reviewed and adjusted.

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