6.2 Dra og slipp – Bygg ditt månedlige budsjett

03 apr

6.2 Dra og slipp – Bygg ditt månedlige budsjett

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Læringsmål for leksjonen:

Budget Basics – Create a budsjett to decide where every dollar goes and keep spending under control.
Målsetting – Define short-term and long-term goals so your money choices match what matters most to you.
Income vs. Expenses – Compare income, fixed expenses, variable expenses, and savings using the 50/30/20 rule.

Tracking & Adjusting – Use any tracking tool, recognize alternativkostnad, og update the plan when life changes.

Viktig informasjon om leksjoner:

Plan Your Money – A clear budsjett stops money from “disappearing” and lowers stress.
Goals Guide Choices – Setting økonomiske mål helps you avoid impulse buys and stick to priorities.
50/30/20 Rule – Spend 50 % on needs, 30 % on wants, 20 % on savings to balance life now and later.
Track & Adapt – Log spending honestly, watch for mental accounting, og adjust your budget whenever income or costs shift.

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