Hopp til innhold
Personlig økonomi på ungdomsskolen
10.2 Interaktiv bokquiz – sparevaner
Chapter 10 storybook
Kapittel 11: Hvordan banker hjelper deg med å spare
11.1 Image Hotspot – Utforsk en banks tjenester
Kapittel 12: Hvordan renter hjelper deg med å spare mer penger
Chapter 12 storybook
12.1 Interaktiv bok med quiz – Forstå interesse
Kapittel 13: Hva er å investere og hvorfor gjør folk det?
13.1 Interaktiv bok med quiz – Grunnleggende om investering
Kapittel 15: Investering i grupper – Verdipapirfond og ETF-er
14.1 Dra og slipp – Match investeringstyper til egenskaper
Kapittel 16: Hvordan blanding hjelper pengene dine til å vokse
15.2 Minnespill – «Investeringsterminologimatch»
Chapter 17: What Is Credit and How Does It Work?
16.1 Tidslinje – Sammensetningsvekst over tid
Chapter 18: Loans, Interest, and the True Cost of Borrowing
17.1 Interactive Book with Quiz – Credit 101
Chapter 19: Credit Reports and Borrowing Wisely
18.1 Drag and Drop – Loan Calculation Challenge
Chapter 20: The Dangers of Too Much Debt
19.1 Image Hotspot – Dissect a Credit Report
Chapter 21: Understanding Risk and Financial Loss
20.2 Drag and Drop – Identify Debt Warning Signs
Chapter 22: How Insurance Protects You
21.1 Interactive Book with Quiz – Risk Assessment in Finance
Chapter 23: Making Smart Insurance Decisions
22.1 Image Hotspot – Explore Insurance Coverage Options
Chapter 24: Understanding Warranties and Consumer Protection
23.1 Branching Scenario – Insurance Decision Simulator
Chapter 25: Protecting Your Identity and Finances
24.1 Drag and Drop – Match Warranty Types and Protections
25.2 Memory Game – Security Terms Match
Personal Finance Middle School Exam
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16.1 Tidslinje – Sammensetningsvekst over tid
Personlig økonomi på ungdomsskolen
16.1 Tidslinje – Sammensetningsvekst over tid
Lesson Learning Objectives:
Compounding
– See how earning
interest on interest
turns a small deposit into a much larger sum over time.
Start Early
– Understand why
time in the market
matters more than how much you invest each year.
Regular Investing
– Learn how
consistent contributions
og
dollar-cost averaging
smooth out risk and accelerate growth.
Simple vs Compound Interest
– Compare
simple interest
(flat growth) with
compound interest
(exponential growth) using real-life examples.
Viktig informasjon om leksjoner:
Interest on Interest
– Compounding lets your
interest earn its own interest
, creating exponential growth.
Time Is Power
– Beginning sooner means
more years for compounding
, often doubling results versus starting late.
Pay Yourself First
– Automate savings so regular deposits can
compound
quietly in the background.
Consistent & Calm
– Use
dollar-cost averaging
to invest steadily, reduce risk, and keep your money snowball rolling.
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