The Expense Ratio Race The Expense Ratio Race 🐢 See how small fees can make a huge difference over time. What’s an Expense Ratio? An expense ratio is an annual fee charged by mutual funds and exchange-traded funds (ETFs) to cover their operating costs. It’s
The Minimum Payment Trap The Minimum Payment Trap Discover the true cost of credit card debt and how to escape it. Credit Card Balance ($) Annual Percentage Rate (APR %) Your Fixed Monthly Payment ($) Paying Only the Minimum Time to Pay Off — Total
Scam Spotter 🕵️ Scam Spotter 🕵️ Train yourself to identify online scams and protect your personal information. Analyze each message and decide: is it a scam or legit? Start the Game Scam Spotter 🕵️ Score: 0 1 / 8 It’s a Scam! Looks Legit What’s
The Career Pathfinder 🧭 The Career Pathfinder 🧭 Welcome! This game will help you explore how career choices affect your life. Start by choosing what’s most important to you in a job. Select your top 3 career priorities: High Income Work-Life Balance Job Satisfaction Creative
The Influencer Challenge 🤳 The Influencer Challenge 🤳 🏦 Bank Balance: $500.00 😥 Financial Stress: Welcome to the Challenge! You have a weekly budget of $500. Your goal is to get through the week without running out of money or getting too stressed out. Your
Life Event Economic Forecaster 🌪️ Life Event Economic Forecaster 🌪️ Your financial journey is unique, but it’s also connected to the wider economy. Let’s explore how big economic events can impact your personal decisions. Part 1: The Simulator 1. First, choose a life stage: 🎓
Capital Gains Tax Estimator Capital Gains Tax Estimator 🧾 See how holding investments longer can save you money on taxes. Purchase Price ($) Sale Price ($) Holding Period Less than 1 year1 year or more Calculate Taxes Your Estimated Tax Impact Profit / Capital Gain
Stock Order Simulator 🛒 Stock Order Simulator Learn how different stock orders work in a live market environment. TechVista Inc. (TVI) 150.00 0.00 Current Market Price (USD) Your Portfolio Cash Balance: $10,000.00 Shares Owned: 0 Portfolio Value: $0.00 Trading Interface Action BuySell Order Type Market
Future Value Forecaster Future Value Forecaster ⏳ Discover how much your money could be worth in the future. Calculator Present Value ($) Annual Interest Rate (%) Number of Years Calculate Future Value Your Results Your future value will appear here. Chart will be displayed after
Interactive Ratio Calculator ⚖️ Interactive Ratio Calculator ⚖️ Learn to analyze a company’s financial health by calculating key ratios. How to Use This Tool Select a financial ratio from the list on the right. The required items on the financial statements below will be highlighted.
Financial Statement Scavenger Hunt Financial Statement Scavenger Hunt 🕵️ Click on the correct numbers in the financial statements to answer the questions! Simplified Annual Report: “Innovate Inc.” Income Statement Revenue $500,000 Cost of Goods Sold ($200,000) Gross Profit $300,000 Operating Expenses ($150,000) Net Income $150,000
Trading Plan Builder 📝 Trading Plan Builder Create a disciplined, written plan to guide your investment decisions. Step 1: Define Your Investment Goals What is your primary financial goal? What is your investment time horizon? How long you plan to keep your money invested before
Real Estate Exit Strategy Simulator Exit Strategy Simulator 🚪 You’ve held a property for 5 years. Choose the best exit strategy based on the market. Current Market Conditions Loading scenario… Your Property Snapshot: – Purchase Price (5 years ago): $250,000 – Current Loan Balance: $180,000
Section 25: Find the Comps Challenge “Find the Comps” Challenge Learn the basics of Comparative Market Analysis (CMA). Your Mission Examine the Subject Property. Click the markers on the map to view details of nearby sold homes. Select the three best comparable properties (“comps”). Click
The Leverage Effect Visualizer ⚖️ The Leverage Effect Visualizer ⚖️ Discover how using a mortgage can amplify your investment returns. Learning Objective To understand how leverage (using borrowed money) works in real estate and visually see why it can dramatically increase an investor’s return on
The Deal Analyzer 💰 The Deal Analyzer Master the essential calculations to evaluate any rental property deal. Purchase & Loan Purchase Price Down Payment (%) Interest Rate (%) Loan Term (Years) Closing Costs (%) Monthly Income Total Monthly Rent Monthly Expenses Property Taxes Insurance Vacancy
Market Cycle Strategy Sorter Market Cycle Strategy Sorter 🔄 Match the investment strategies to the correct phase of the real estate market cycle. Investment Strategies 🔵 Recovery The market is bottoming out. High unemployment and vacancies, but potential for growth is emerging. 🟢 Expansion The
The Depreciation Detective The Depreciation Detective Uncover the powerful tax benefits of real estate investing. One of the coolest tax perks in real estate is **depreciation**. Even though your property is likely going up in value, the government lets you pretend it’s losing a little
Lesson Learning Objectives: Income Basics – Understand the five main pay styles (wage, salary, commission, tips, bonus) so you can predict how and when you’ll get paid. Total Compensation – Learn to add up benefits (health insurance, retirement, tuition help) with your cash pay
Lesson Learning Objectives: Identity Theft Basics – Know what identity theft is, how thieves steal personal data, and why even small leaks (birthday, school name) matter. Prevention Habits – Practice strong passwords, 2-factor authentication, shredding mail, and safe public-Wi-Fi habits to block common attacks. Digital
Lesson Learning Objectives: Warranties – Know what manufacturer vs. extended warranties cover and how to judge if extra protection is worth the cost. Consumer Fraud – Spot phishing, fake stores, too-good-to-be-true offers, and recognize the urgency tricks scammers use. Protection Laws – Understand your rights
Lesson Learning Objectives: Risk Strategies – Avoid, Reduce, Retain, Transfer risk using real-life choices like helmets, savings, or buying renters insurance. Cost vs. Coverage – Premiums vs. Deductibles — understand that lower monthly cost usually means higher out-of-pocket bills after a loss. Match to Needs
Lesson Learning Objectives: Insurance Basics – Insurance = Protection from big costs when unexpected events happen. Premium & Claim – Premium is what you pay regularly; claim is the money insurance pays you after a loss. Key Costs – Deductible, copay, coinsurance decide how