Legal- Acceptable Use Policy

ACCEPTABLE USE POLICY
 
Last updated January 01, 2024
 
 
 
This Acceptable Use Policy (“Policy“) is part of our Terms and Conditions (“Legal Terms“) and should therefore be read alongside our main Legal Terms: simplefinancial.org/legal. If you do not agree with these Legal Terms, please refrain from using our Services. Your continued use of our Services implies acceptance of these Legal Terms.
 
Please carefully review this Policy which applies to any and all:
 
(a) uses of our Services (as defined in “Legal Terms”)
(b) forms, materials, consent tools, comments, post, and all other content available on the Services (“Content“) and
(c) material which you contribute to the Services including any upload, post, review, disclosure, ratings, comments, chat etc. in any forum, chatrooms, reviews, and to any interactive services associated with it (“Contribution“).
 
 
WHO WE ARE
 
We are Simple Financial .org (“Company,” “we,” “us,” or “our“) a company registered in __________ at __________, __________. We operate the website https://www.simplefinancial.org (the “Site“), as well as any other related products and services that refer or link to this Policy (collectively, the “Services“).
 
 
USE OF THE SERVICES
 
When you use the Services you warrant that you will comply with this Policy and with all applicable laws.
 
You also acknowledge that you may not:
  • Systematically retrieve data or other content from the Services to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.
  • Make any unauthorized use of the Services, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.
  • Circumvent, disable, or otherwise interfere with security-related features of the Services, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Services and/or the Content contained therein.
  • Engage in unauthorized framing of or linking to the Services.
  • Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords.
  • Make improper use of our Services, including our support services or submit false reports of abuse or misconduct.
  • Engage in any automated use of the Services, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.
  • Interfere with, disrupt, or create an undue burden on the Services or the networks or the Services connected.
  • Attempt to impersonate another user or person or use the username of another user.
  • Use any information obtained from the Services in order to harass, abuse, or harm another person.
  • Use the Services as part of any effort to compete with us or otherwise use the Services and/or the Content for any revenue-generating endeavor or commercial enterprise.
  • Decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Services, except as expressly permitted by applicable law.
  • Attempt to bypass any measures of the Services designed to prevent or restrict access to the Services, or any portion of the Services.
  • Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Services to you.
  • Delete the copyright or other proprietary rights notice from any Content.
  • Copy or adapt the Services’ software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.
  • Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Services or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Services.
  • Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats (“gifs”), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as “spyware” or “passive collection mechanisms” or “pcms”).
  • Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Services, or using or launching any unauthorized script or other software.
  • Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Services.
  • Use the Services in a manner inconsistent with any applicable laws or regulations.
  • Use a buying agent or purchasing agent to make purchases on the Services.
  • Sell or otherwise transfer your profile.
If you subscribe to our Services, you understand, acknowledge, and agree that you may not, except if expressly permitted:
  • Engage in any use, including modification, copying, redistribution, publication, display, performance, or retransmission, of any portions of any Services, other than as expressly permitted by this Policy, without the prior written consent of Simple Financial .org, which consent Simple Financial .org may grant or refuse in its sole and absolute discretion.
  • Reconstruct or attempt to discover any source code or algorithms of the Services, or any portion thereof, by any means whatsoever.
  • Provide, or otherwise make available, the Services to any third party.
  • Intercept any data not intended for you.
  • Damage, reveal, or alter any user’s data, or any other hardware, software, or information relating to another person or entity.
  • Can not use platform for commercial usage without a commercial license. Please contact us to get one. .
  • Fraud and Misrepresentation: Committing fraud, spreading misinformation, or misrepresenting oneself or one’s intentions..
  • Intellectual Property Infringement: Posting or sharing content that infringes on any other party’s intellectual property rights..
  • Financial Harm: Offering or disseminating financial advice that is knowingly false or intended to manipulate markets or defraud others..
  • Harmful Content: Distributing viruses, malware, or any other harmful code or content that may damage or interfere with the operation of the services or any user’s device..
  • Harassment and Abuse: Engaging in harassment, threats, stalking, abuse, or any form of intimidation..
  • Hate Speech and Discrimination: Promoting hate speech, discrimination, or violence against individuals or groups based on race, ethnicity, religion, gender, sexual orientation, disability, or any other characteristic..
  • Privacy Violations: Collecting, sharing, or publishing private data about individuals without their explicit consent..
  • Spamming: Sending unsolicited bulk messages, promotions, or advertisements..
  • Phishing and Security Breaches: Attempting to collect sensitive data such as usernames, passwords, and financial information through deception (phishing) or unauthorized access to systems..
  • Unauthorized Access: Accessing or attempting to access any user accounts, systems, or networks without permission..
  • Unethical Behavior: Conducting or promoting unethical financial practices, including insider trading, front-running, or pump-and-dump schemes..
 
 
 
 
COMMUNITY/FORUM GUIDELINES
 
Welcome to our community! As a platform dedicated to financial education, we strive to create a supportive environment where members can learn, share, and discuss a wide range of financial topics. To maintain a constructive space for everyone, we ask that you follow these guidelines: Be Respectful: Treat all members with respect and courtesy. Personal attacks, harassment, and hate speech will not be tolerated. Stay On Topic: Keep discussions relevant to financial education, personal finance, investment strategies, and related topics. Share Wisely: Remember that all information shared here should not be taken as professional financial advice. Always do your own research and consider consulting with a financial advisor. No Spam or Self-Promotion: Avoid posting spam or unsolicited self-promotion. This includes repetitive posts, off-topic promotions, and links to irrelevant content. Protect Privacy: Do not share personal or sensitive information about yourself or others. This includes financial data, contact details, and private communications. Follow Laws and Regulations: Comply with all relevant laws and regulations, especially those concerning financial advice and disclosures. Report Misconduct: If you encounter any rule violations or inappropriate behavior, please report it to the moderators for review. Contribute Positively: We encourage you to share your knowledge, experiences, and questions to contribute positively to the community’s growth. By participating in this community, you agree to these guidelines. Failure to adhere to these rules may result in moderation action, including removal of content or suspension of your account. We’re here to support your financial education journey, and we’re glad you’re here to share it with us. Let’s make this community a valuable resource for everyone! If you have any questions about these guidelines or need assistance, please contact us at [simplefinancialorg@gmail.com].
 
 
 
 
CONTRIBUTIONS
 
In this Policy, the term “Contributions” means:
  • any data, information, software, text, code, music, scripts, sound, graphics, photos, videos, tags, messages, interactive features, or other materials that you post, share, upload, submit, or otherwise provide in any manner on or through to the Services; or
  • any other content, materials, or data you provide to Simple Financial .org or use with the Services.
Some areas of the Services may allow users to upload, transmit, or post Contributions. We may but are under no obligation to review or moderate the Contributions made on the Services, and we expressly exclude our liability for any loss or damage resulting from any of our users’ breach of this Policy. Please report any Contribution that you believe breaches this Policy; however, we will determine, in our sole discretion, whether a Contribution is indeed in breach of this Policy.
 
You warrant that:
  • you are the creator and owner of or have the necessary licenses, rights, consents, releases, and permissions to use and to authorize us, the Services, and other users of the Services to use your Contributions in any manner contemplated by the Services and this Policy;
  • all your Contributions comply with applicable laws and are original and true (if they represent your opinion or facts);
  • the creation, distribution, transmission, public display, or performance, and the accessing, downloading, or copying of your Contributions do not and will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark, trade secret, or moral rights of any third party; and
  • you have the verifiable consent, release, and/or permission of each and every identifiable individual person in your Contributions to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of your Contributions in any manner contemplated by the Services and this Policy.
You also agree that you will not post, transmit, or upload any (or any part of a) Contribution that:
  • is in breach of applicable laws, regulation, court order, contractual obligation, this Policy, our Legal Terms, a legal duty, or that promotes or facilitates fraud or illegal activities;
  • is defamatory, obscene, offensive, hateful, insulting, intimidating, bullying, abusive, or threatening, to any person or group;
  • is false, inaccurate, or misleading;
  • includes child sexual abuse material, or violates any applicable law concerning child pornography or otherwise intended to protect minors;
  • contains any material that solicits personal information from anyone under the age of 18 or exploits people under the age of 18 in a sexual or violent manner;
  • promotes violence, advocates the violent overthrow of any government, or incites, encourages, or threatens physical harm against another;
  • is obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, contains sexually explicit material, or is otherwise objectionable (as determined by us);
  • is discriminatory based on race, sex, religion, nationality, disability, sexual orientation, or age;
  • bullies, intimidates, humiliates, or insults any person;
  • promotes, facilitates, or assists anyone in promoting and facilitating acts of terrorism;
  • infringes, or assists anyone in infringing, a third party’s intellectual property rights or publicity or privacy rights;
  • is deceitful, misrepresents your identity or affiliation with any person and/or misleads anyone as to your relationship with us or implies that the Contribution was made by someone else than you;
  • contains unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation that has been “paid for,” whether with monetary compensation or in kind; or
  • misrepresents your identity or who the Contribution is from.
 
 
 
 
REVIEW AND RATINGS
 
When your Contribution is a review or rating, you also agree that:
  • you have firsthand experience with the software being reviewed;
  • your Contribution is true to your experience;
  • you are not affiliated with competitors if posting negative reviews (or linked in any way to, e.g., by being the owner or seller/manufacturer of, a product or service if posting positive reviews);
  • you cannot make or offer any conclusions as to the legality of conduct;
  • you cannot post any false or misleading statements; and
  • you do not and will not organize a campaign encouraging others to post reviews, whether positive or negative.
 
 
 
REPORTING A BREACH OF THIS POLICY
 
We may but are under no obligation to review or moderate the Contributions made on the Services and we expressly exclude our liability for any loss or damage resulting from any of our users’ breach of this Policy.
 
If you consider that any Content or Contribution:
  • breach this Policy, please email us at simplefinancialorg@gmail.com , or refer to the contact details at the bottom of this document to let us know which Content or Contribution is in breach of this Policy and why; or
  • infringe any third-party intellectual property rights, please email us at simplefinancialorg@gmail.com.
We will reasonably determine whether a Content or Contribution breaches this Policy.
 
 
 
CONSEQUENCES OF BREACHING THIS POLICY
 
The consequences for violating our Policy will vary depending on the severity of the breach and the user’s history on the Services, by way of example:
 
We may, in some cases, give you a warning and/or remove the infringing Contribution, however, if your breach is serious or if you continue to breach our Legal Terms and this Policy, we have the right to suspend or terminate your access to and use of our Services and, if applicable, disable your account. We may also notify law enforcement or issue legal proceedings against you when we believe that there is a genuine risk to an individual or a threat to public safety.
 
We exclude our liability for all action we may take in response to any of your breaches of this Policy.
 
 
 
DISCLAIMER
 
Simple Financial .org is under no obligation to monitor users’ activities, and we disclaim any responsibility for any user’s misuse of the Services. Simple Financial .org has no responsibility for any user or other Content or Contribution created, maintained, stored, transmitted, or accessible on or through the Services, and is not obligated to monitor or exercise any editorial control over such material. If Simple Financial .org becomes aware that any such Content or Contribution violates this Policy, Simple Financial .org may, in addition to removing such Content or Contribution and blocking your account, report such breach to the police or appropriate regulatory authority. Unless otherwise stated in this Policy, Simple Financial .org disclaims any obligation to any person who has not entered into an agreement with Simple Financial .org for the use of the Services.
 
 
 
HOW CAN YOU CONTACT US ABOUT THIS POLICY?
 
If you have any further questions or comments or wish to report any problematic Content or Contribution, you may contact us by:
 
 
Email: simplefinancialorg@gmail.com
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