Модель Excel: калькулятор впливу фінансової процентної ставки

Title: Finance Interest Rate Impact Calculator

 опис:

 

This spreadsheet is designed to help users understand the impact of different interest rates on their loans. It includes sections for setting up loan details, tracking loan information, and analyzing the effect of various interest rates on loan repayments.

 

  • Setup:
    • Allows users to define the frequency of payments (e.g., annual, monthly) and the number of periods per year.
  • Loan Log:
    • A detailed log of loan information, including Loan ID, Borrower Name, Loan Date, Loan Amount, Interest Rate, Years to Pay, Frequency of payments, Number of periods, and Number of payments made.

 

Advice/Tips:
  • Setup:
    • Ensure the frequency and number of periods per year are accurately defined to get precise calculations.

  • Loan Log:
    • Regularly update loan details to maintain accurate records and assess the impact of interest rates effectively.

 

Джерело: Custom Calculator

Click the following icon to open the full workbook viewer in a new tab, allowing you to easily edit and save.

Click the following icon to download the spreadsheet, allowing you to save the file on your computer along with edits.

Example of using calculator:

Detailed example of using Spreadsheet: Tasks for user to complete:

 

  1. Setup Section:
    • Define the frequency of payments and the number of periods per year.
      • Example values:
        • Frequency: Monthly
        • Periods per Year: 12

  2. Loan Log:
    • Enter loan details, including Loan ID, Borrower Name, Loan Date, Loan Amount, Interest Rate, Years to Pay, Frequency, Number of periods, and Number of payments made.
      • Example values:
        • Loan ID: LID-001
        • Borrower Name: John Doe
        • Loan Date: 4-Jan-2024
        • Loan Amount: $50,000
        • Interest Rate: 10%
        • Years to Pay: 3
        • Frequency: Annual
        • Number of periods: 3
        • Number of payments made: 3
Why is interactive calculator useful:

This spreadsheet helps users visualize and understand the effect of different interest rates on their loan repayments. By providing detailed tracking and analysis, it allows users to make informed decisions about their loans and repayment strategies.

 

Джерело: Custom Spreadsheet

Висновок:

The Finance Interest Rate Impact Calculator is an essential tool for understanding how different interest rates affect loan repayments. By providing a detailed and organized approach to tracking loan information and analyzing interest rate impacts, it helps users make informed decisions about their loans and manage their finances effectively. Regular updates and reviews ensure that the calculations remain accurate and aligned with current financial conditions.

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