13.1 Інтерактивна книга з тестом – Основи інвестування

Цілі навчання:

  • Why Invest – Explain how investing can create growth (price increases) and income (dividends or interest) to build wealth over time.

  • Investment Options – Identify common asset types—stocks, bonds, CDs, mutual funds, and real estate—and recognize their basic risk levels.

  • Risk, Reward & Diversification – Understand the link between higher potential returns and higher risk, and how диверсифікація lowers overall danger.

Market Forces & Planning – See how supply and demand, taxes, inflation, and historic events influence prices, and learn to craft a simple інвестиційний план that fits goals and timelines.

Ключова інформація про урок:

  • Invest for Growth or Income – You earn from capital gains (selling for more) or dividends/interest (regular payments); smart investors aim for both.

  • Match Risk to You – Assets range from safe CDs to volatile stocks and crypto; choose based on your толерантність до ризику and goal length.

  • Diversify, Don’t Gamble – Spreading money across different інвестиції cuts losses if one asset falls, unlike gambling, which relies on chance.

  • Start Early & Stay Informed – Time, compound earnings, and awareness of history and market trends turn small, consistent contributions into long-term wealth.

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