10.2 互动图书测验——储蓄习惯
课程学习目标：
- Reasons to Save – Identify common goals like emergencies, school, big purchases, and future comfort.
- Goal Timelines – Distinguish short-, mid-, and long-term savings to plan how much and how long to set money aside.
- Emergency Funds – Explain why an 应急基金 is a first priority and how it protects against surprise costs.
Growth vs. Erosion – Understand how interest grows savings and how inflation shrinks buying power, guiding where to keep money.
主要课程信息：
- Saving = Options – Putting money away today gives you freedom and control over future choices.
- Safety Net First – A dedicated 应急基金 shields you from debt when unexpected bills appear.
- Make Money Work – Earning 兴趣 helps savings outpace 通货膨胀, so choose accounts that grow your money.
- Plan & Stick – Set a clear goal, split it into small steps, automate deposits, and adjust as life changes to keep saving on track.
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