16.1 时间线——随时间推移的复合增长

复合 – See how earning interest on interest turns a small deposit into a much larger sum over time.
尽早开始 – Understand why time in the market matters more than how much you invest each year.
Regular Investing – Learn how consistent contributions 和 平均成本法 smooth out risk and accelerate growth.
Simple vs Compound Interest – Compare simple interest (flat growth) with 复利 (exponential growth) using real-life examples.

Interest on Interest – Compounding lets your interest earn its own interest, creating exponential growth.
Time Is Power – Beginning sooner means more years for compounding, often doubling results versus starting late.
先付钱给自己 – Automate savings so regular deposits can compound quietly in the background.
Consistent & Calm – Use 平均成本法 to invest steadily, reduce risk, and keep your money snowball rolling.

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