एक्सेल मॉडल: किराए पर लेना बनाम खरीदना कैलकुलेटर

शीर्षक: Renting vs Buying Calculator

 विवरण:

 

This spreadsheet is designed to help individuals compare the financial implications of renting versus buying a home. It includes sections for assumptions and summary, monthly mortgage calculation, and instructions.

 

  • Assumptions and Summary: Enter key assumptions like rent, home price, interest rate, and expected appreciation to calculate the total cost of renting versus buying over a specified period.
  • Monthly Mortgage Calculation: Provides a detailed breakdown of the mortgage payment, including principal, interest, taxes, and insurance.
  • निर्देश: Offers guidance on how to use the template, edit content, and adjust formulas.

 

सलाह/सुझाव:
  • Assumptions and Summary:
    • Ensure all assumptions are entered accurately to get a precise comparison.

  • Monthly Mortgage Calculation:
    • Regularly update mortgage details to reflect the latest figures.

  • निर्देश:
    • Follow the provided instructions to make full use of the template.

स्रोत: कस्टम कैलकुलेटर

पूर्ण कार्यपुस्तिका व्यूअर को एक नए टैब में खोलने के लिए निम्नलिखित आइकन पर क्लिक करें, जिससे आप आसानी से संपादन और सहेज सकेंगे।

स्प्रेडशीट डाउनलोड करने के लिए निम्नलिखित आइकन पर क्लिक करें, जिससे आप संपादन के साथ फ़ाइल को अपने कंप्यूटर पर सहेज सकेंगे।

कैलकुलेटर का उपयोग करने का उदाहरण:

स्प्रेडशीट के उपयोग का विस्तृत उदाहरण: उपयोगकर्ता को पूरा करने हेतु कार्य:

 

  1. Assumptions and Summary Section:
    • Enter the rent amount, home price, interest rate, and expected appreciation.
      • उदाहरण मान:
        • Rent Amount: $1,500 per month
        • Home Price: $300,000
        • Interest Rate: 3.5%
        • Expected Appreciation: 2% per year

  2. Monthly Mortgage Calculation:
    • Enter details for the mortgage calculation including principal, interest, taxes, and insurance.
      • उदाहरण मान:
        • Principal and Interest: $1,200
        • Taxes: $200
        • Insurance: $100

  3. निर्देश:
    • Review and follow the instructions to ensure accurate data entry and formula adjustments.
इंटरैक्टिव कैलकुलेटर क्यों उपयोगी है:

This spreadsheet consolidates all relevant financial information for renting versus buying in one place, making it easier to make an informed decision. By providing a clear comparison, it helps users understand the long-term financial impact of both options.

 

स्रोत: कस्टम स्प्रेडशीट

निष्कर्ष:

The Renting vs Buying Calculator is an essential tool for evaluating the financial implications of renting versus buying a home. By providing a detailed and organized approach to comparing costs, it helps users make informed decisions about their housing options. Regular updates and reviews ensure that the comparison remains accurate and relevant to current market conditions.

पिछला Lesson
Course पर वापस जाएँ
अगला Lesson

एक टिप्पणी छोड़ें