Excel 模型：租赁与购买计算器

标题： Renting vs Buying Calculator

 描述：

 

This spreadsheet is designed to help individuals compare the financial implications of renting versus buying a home. It includes sections for assumptions and summary, monthly mortgage calculation, and instructions.

 

  • Assumptions and Summary: Enter key assumptions like rent, home price, interest rate, and expected appreciation to calculate the total cost of renting versus buying over a specified period.
  • Monthly Mortgage Calculation: Provides a detailed breakdown of the mortgage payment, including principal, interest, taxes, and insurance.
  • 指示： Offers guidance on how to use the template, edit content, and adjust formulas.

 

建议/提示：
  • Assumptions and Summary:
    • Ensure all assumptions are entered accurately to get a precise comparison.

  • Monthly Mortgage Calculation:
    • Regularly update mortgage details to reflect the latest figures.

  • 指示：
    • Follow the provided instructions to make full use of the template.

来源： 自定义计算器

单击以下图标可在新选项卡中打开完整的工作簿查看器，让您轻松编辑和保存。

单击以下图标下载电子表格，您可以将文件与编辑内容一起保存在计算机上。

使用计算器的示例：

使用电子表格的详细示例： 用户需要完成的任务：

 

  1. Assumptions and Summary Section:
    • Enter the rent amount, home price, interest rate, and expected appreciation.
      • 示例值：
        • Rent Amount: $1,500 per month
        • Home Price: $300,000
        • Interest Rate: 3.5%
        • Expected Appreciation: 2% per year

  2. Monthly Mortgage Calculation:
    • Enter details for the mortgage calculation including principal, interest, taxes, and insurance.
      • 示例值：
        • Principal and Interest: $1,200
        • Taxes: $200
        • Insurance: $100

  3. 指示：
    • Review and follow the instructions to ensure accurate data entry and formula adjustments.
交互式计算器为何有用：

This spreadsheet consolidates all relevant financial information for renting versus buying in one place, making it easier to make an informed decision. By providing a clear comparison, it helps users understand the long-term financial impact of both options.

 

来源： 自定义电子表格

结论：

The Renting vs Buying Calculator is an essential tool for evaluating the financial implications of renting versus buying a home. By providing a detailed and organized approach to comparing costs, it helps users make informed decisions about their housing options. Regular updates and reviews ensure that the comparison remains accurate and relevant to current market conditions.

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