Excel 模型:贷款利率摊销计划

标题: Loan Interest Rate Amortization Schedule

 描述:

 

This spreadsheet provides a detailed view of loan information and the amortization schedule. It includes sections for loan details, borrower information, and the breakdown of loan payments over time.

 

  • Loan Information:
    • Details such as the name on the loan, company, address, contact number, lender web, contact email, loan type, and date of loan.
  • Amortization Schedule:
    • Breaks down each payment into principal and interest components, showing the remaining balance after each payment.

 

建议/提示:
  • Loan Information:
    • Ensure all loan details are accurately entered to provide a clear understanding of the loan terms and conditions.
  • Amortization Schedule:
    • Regularly review the amortization schedule to track the progress of loan repayment and understand how payments are applied to principal and interest.

来源: 自定义计算器

单击以下图标可在新选项卡中打开完整的工作簿查看器,让您轻松编辑和保存。

单击以下图标下载电子表格,您可以将文件与编辑内容一起保存在计算机上。

使用计算器的示例:

使用电子表格的详细示例: 用户需要完成的任务:

 

  1. Loan Information Section:
    • Enter details of your loan.
      • 示例值:
        • Name on Loan: John Doe
        • Company: Capital Bank
        • Loan Type: Mortgage
        • Date of Loan: 05-Mar-2024

  2. Amortization Schedule:
    • Review the breakdown of payments to see how they are applied to the principal and interest.
      • 示例值:
        • Payment 1: Principal $500, Interest $250, Remaining Balance $99,500
        • Payment 2: Principal $505, Interest $245, Remaining Balance $98,995

交互式计算器为何有用:

This spreadsheet helps users keep track of their loan repayment process by providing a clear and detailed breakdown of each payment. It allows users to see how much of each payment goes toward the principal and interest, as well as the remaining balance over time.

 

来源: 自定义电子表格

结论:

The Loan Interest Rate Amortization Schedule is an essential tool for managing loan repayments. By providing a detailed and organized approach to tracking payments, it helps users understand their loan terms and repayment progress. Regular updates and reviews ensure that the loan information remains accurate and aligned with the current repayment status

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