Excel 模型：债务减免计算器

 描述：

This spreadsheet helps users manage and reduce their credit card debt by providing a structured way to record debt information and track payments. It includes sections for entering creditor details, calculating monthly payments, and summarizing debt reduction progress.

• Creditor Information: Enter details about each creditor, including balance, interest rate, and monthly payment.
• Payment Schedule: Record monthly payments and track the balance reduction over time.
• Debt Reduction Summary: Provides an overview of total debt, average interest rate, and total monthly payments.